Cancer Insurance Helps To Relieve The Financial Burden
Think about it, most of us either have had or know someone who has had some form of cancer. Cancer treatment can be lengthy and costly. Cancer insurance can help to pay for some of the costs associated with the disease. It can help you to maintain financial security in the event of a cancer diagnosis. Plans are available for individuals and families. The plans we offer provide benefits for wellness screening and early detection of cancer as well.
Cancer treatment presents a significant financial burden for almost all patients. Even if the patient has health insurance, there will most likely be deductibles or co-pays to pay and annual or lifetime caps. Benefits are paid directly to you to use for the indirect, non-medical costs associated with cancer, such as lost wages and additional living expenses. Benefits are paid in addition to other insurance you may have with other insurance companies. The policies are guaranteed renewable as long as you pay your premium. Cancer insurance should never be a substitute for complete medical coverage as it only pays for a diagnosis of cancer.
What Are The Risks of Cancer?
According to the American Cancer Society, it is estimated that 1,437,180 new cancer cases will occur in the United States in 2008. Men have a 1 in 2 chance and women have a 1 in 3 chance of developing cancer.
Cancer risk increases with age. 77% of all cancers occur in individuals age 55 and older. It is the second leading cause of death in the United States.
Cancer is the second leading cause of death in children, after accidents.
We have evaluated multiple plans and would like to offer the Cancer 1000 plan from Colonial Life Insurance Company. We find that their benefits and premiums to be some of the best available. Please contact us if you'd like more information or would like to sign up for one.
Below is a summary of some of the benefits you'll enjoy with this policy.
| Cancer 1000 Sample Benefits | |||
| Level 1 | Level 2 | Level 3 | |
| Ambulance Per Trip | $200 | $200 | $200 |
| Annual Cancer Screening Benefit | $25 | $75 | $100 |
| Home Health Care Per Day | $75 | $75 | $75 |
| Hospital Confinement Per Day | $100 | $200 | $300 |
| Lodging Per Day | $75 | $75 | $75 |
| Medical Imaging Per Study | $250 | $250 | $250 |
| Private Full Time Nursing Services Per Day | $150 | $150 | $150 |
| Prosthesis Per Device | $3,000 | $3,000 | $3,000 |
| Radiation Per Day | $100 | $200 | $300 |
| Skin Cancer Initial Diagnosis | $300 | $300 | $300 |
| ** This is just a sample of the entire list of benefits. | |||
What Are The Premiums
Premiums may be lower than you think. Take a look at these sample rates. Contact us for your specific rate.
Individual = $11.50/month
Family Plan = $19.50/month
