Long Term Care (LTC) Insurance
 Long term care insurance is a tailor made insurance that provides for care in a nursing home, assisted care facility, at home or in an adult day care. There are many options available to you in creating a plan.
Working with a long term care specialist is critical in ensuring you have the right coverage for your needs. Our website provides many resources to help you learn more about long term care, the when you need care and the .
Find out more about . |
Life Insurance
 The main purpose of life insurance is to provide an instant estate when you pass away. Life insurance is typically used to pay off any outstanding debts or bills, pay off a mortgage, provide for a child's college education, and provide an on-going income for a loved one.
There are different types of life insurance and working with a life insurance specialist will help ensure you have the right type for your needs.
Our website will provide you with the and a way to . |
Is LTC Insurance Right For You?
Working with a long term care specialist, like Allison Warner, you can determine . It's not the right solution for everyone and AM Warner Insurance has the integrity to understand your needs and will let you know if this is not appropriate for you.
 This type of protection is based upon your health so the first step is . There are a number of and our website can guide you through those so that when you do meet with a long term care specialist, you'll be able to focus on your needs instead of learning all the basics.
If you are outside our area, a referral to an agent in your area is available; all you need to do is , and we'll have someone contact you right away. |
Medicare Supplements
 Once you are eligible for , one of the first things you will probably want to add to your coverage is a . The standard Medicare benefits may leave holes in your medical coverage.
AM Warner Insurance is pleased to provide you a variety of Medicare Supplements that fit the needs of most seniors. Our Medicare section, not only helps demystify Medicare, but provides information on Medicare Supplements. AM Warner Insurance is licensed in and and provides the costs for Medicare Supplements in those states here on our website.
Check us out to see if you can save money on your Medicare Supplement. You will still be able to use all your same doctors. Many times we can provide people with more coverage for less money. |
LTC Coverage Choices
 Long term care insurance is a custom insurance. Getting the right policy for your needs is not done by finding a price in a chart for your age. This should not be a "one-size fits all" or "cookie cutter" plan. This is protection that will take care of you when you cannot care for yourself.
You want to make sure the policy will provide the benefits you want when you need care. There are in developing a plan, but navigating through those options does not need to be confusing.
has helped hundreds of individuals and couples understand the options and create the plan best suited for their needs |
Medicare and Medicaid Guidelines
may be some of the most misunderstood government programs. AM Warner Insurance provides an easy to understand overview of how Medicare and Medicaid relate to long term care insurance.
We have found that individuals think that Medicare will pay for long term care. They are very surprised to find out that Medicare pays very little for long term care
Medicaid can be a confusing option as well. We can help you to understand how to protect yourself from ending up on Medicaid and limiting your long term care options. We have been successful in protecting the assets of hundreds of people from ending up dependant on Medicaid.
Read the important information on our website and feel free to ask us your questions. We will help to make sense of the details and offer options individualized for your needs. |
Tax Benefits of LTC Insurance
Our website can help you understand the differences between the federal and state (Kentucky and Indiana) treatment of long term care insurance.
There are also many tax benefits for companies depending upon how you are set up. We can help you understand how you can deduct your long term care insurance to maximize the benefit you receive.
Our website details tax benefits for individuals as well as businesses. Learn important information that may save you money for this upcoming tax year.
AM Warner Insurance recommends you consult with an accountant for the most up-to-date treatment, but this will provide you the basics and provide questions that you can ask.
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Our Newsletters
 As a service to our clients, health professionals, the community and anyone interested, we have a . By subscribing to our list, you will receive monthly newsletters with up to date information regarding health issues, long term care insurance, life insurance and Medicare supplements.
We encourage you to try us for a few months. We're sure you will find the information valuable and something you'll want to share with family and friends.
You can easily unsubscribe at any time. Your is important to us and we never share our subscribers with other companies. |
Nationwide Referrals
AM Warner Insurance is licensed to provide insurance products in Kentucky and Indiana. If you are outside this area, a referral to an agent in your area is available; all you need to do is , and we'll have someone contact you right away. We provide referrals nationwide! |
